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Discover Platinum Clear Card

 
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Credit Cards - Frequently Asked Questions
 
   
  Discover Platinum Clear Card
   

Card Information

 
  Description: Your Cashback Bonus award is up to 2% based on your annual level and type of purchases and is redeemable in $20 increments only.
  Card Name
Issuer
Card Brand
Type of Card
  Discover® Platinum Clear Card
Discover Financial Services
Discover
credit
   
   

Rate Information

   
  Purchase APR
Intro Purchase APR
Intro Purchase Period
Balance Transfer APR
Balance Transfer Period
Cash Advance APR
  0.00% Fixed
0.00% Fixed
0 Months
0.00% Fixed
0 Months
20.99% Variable
   
   

Rate Information

   
  Purchase APR
Intro Purchase APR
Intro Purchase Period
Balance Transfer APR
Balance Transfer Period
Cash Advance APR
  0.00% Fixed
0.00% Fixed
0 Months
0.00% Fixed
0 Months
20.99% Variable
   
   

Fee Information

   
  Annual Fee
Late Fee
Over-Limit Fee
Application Fee
Balance Transfer Fee
Cash Advance Fee
  $0
$35
$35
$0
$0
Minimum $ or 5% of Cash Advance
   
   

Rewards Information

   
  Reward Type
Cash Back Rate
Description
 
  Your Cashback Bonus award is up to 2% based on your annual level and type of purchases and is redeemable in $20 increments only.  
2.00 %
Your Cashback Bonus award is up to 2% based on your annual level and type of purchases and is redeemable in $20 increments only.
   
   

Other Information

   
  Grace Period
Start of Grace Period
Minimum Deposit
Minimum Finance Charge
Maximum Credit Limit
View Statement Online
Pay Account Online
  25 Days
2
$0
$0.50
$50000
1
1
   
   

Terms and Conditions

   
  Conditions:
Benefits: 100% Fraud Protection. Special online discounts. Account eMail reminders.
Terms and Conditions
   
   
 
 
 
 
1 Why is a low APR so important?
2 Is Student Credit Card a Secured card?
3 How does Student Credit Card work?
4 How long does it take to get my card?
5 What happens when my credit card payment is late?
6 What is a good first credit card?
7 Should I consolidate my credit card debt?
8 How do credit card companies figure the minimum monthly payment?
9 How can I avoid credit card fraud?
10 What is a credit report?
11 Are credit reports important?
12 Can everyone access my credit report?
13 What do the Credit Reporting Agencies actually do?
15 What exactly do the credit bureaus report in a credit report?
16 What are negative listings?
17 What do the terms R1 and R9 stand for?
18 What are credit scores?
19 Are credit reports only for individuals?
20 Is there any legal body to monitor credit reporting?
21 What are my rights as far as credit reports are concerned?
22 How does identity theft affect my credit report?
23 What is the information about me that will not be added in my credit report?
24 What is FCRA?
25 How can I access my credit report?
26 How can I fix wrong statements in my credit report?
27 What criteria is important when selecting an insurance company?
28 Can an insurance company refuse to sell policies for reasons of its own?
29 Can an insurance company refuse to sell policies for reasons of its own?
30 What is the difference between annuity and life insurance?
31 From where can I purchase an insurance policy?
32 How many insurance policies are there?
33 What are the different types of annuities?
34 Who regulates the insurance companies?
35 What is a beneficiary?
36 What is disability insurance and how is it defined?
37 What is the difference between cancellation and non-renewal?
38 What is a lifetime annuity?
39 If I need to file a life insurance claim what should I do?
40 What will happen if I can't pay my premium?
41 How do I decide on the best agent for help regarding purchase of a policy?
42 What is wedding insurance?
43 Is there any possibility to insure for loss of income?
44 What does good faith mean?
45 What is auto insurance? And why do I need it?
46 What is Motorcycle insurance?
47 What is liability insurance?
48 What if I have auto liability insurance in one state but have an accident in another?
49 What are automobile insurance endorsements?
50 If I drive without insurance will I have any legal problems?
51 How do I make a claim after an accident?
52 When I rent a car do I need insurance?
53 If someone borrows my car are they covered under my auto insurance policy?
54 What are the factors that affect the price of my policy?
55 How much of an auto insurance limit do I need?
56 Usually who is covered under my auto insurance policy?
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