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If you possess the auto
liability coverage in your state and meet with an
automobile accident in another, your auto liability
insurance policy will automatically cover that
particular state's minimum required coverage. While
purchasing an auto liability insurance, it is necessary
to choose the type of tort law that you require. Whether
limited tort or full tort policy. Limited tort- in some
states, the law does not allow a person to sue another
in the same state after an accident, unless the person
is very seriously injured and that the medical expenses
overshoot the insurance limit. This type of liability
coverage choice has to be made at the time of purchase
of the liability policy. Full tort policy -in this case
the premium will be more and in case of an accident you
will be able to sue the other person irrespective of the
amount of damage. There are also certain other states
that have the no-fault law in force. This means that
your auto insurance must pay for bodily injury damages
irrespective of who caused the accident. However,
whatever the case may be, you'll be able to seek
compensation for pain and suffering in the court system. |
